Motorway Pakistan

Witness: “Pakistan is a Failed State? Then Try Pakistan Motorway”.

What comes to your mind about upper given quote that I have found while searching in the virtual world for my article on Pakistan Motorway? This is not said by a Pakistani, but said by a foreigner.
Introduction & Features
Pakistan Motorways are a network of high-speed, limited and controlled access highways in Pakistan, maintained and operated by the National Highway Authority and Motorway Police.
Pakistan Motorways are built with piece of art technology and constructed according to International standards that make the travel comfortable and enjoyable. To check the speed limits of vehicles advanced equipment with cameras are available and you cannot over speed your vehicle otherwise the motorway police will fine you. The controlling authority (Motorway police are highly educated and well trained and deals the visitors very gently. Telephones, petrol stations, and rest point are also available on these motorways for communication and resting the travelers while traveling.
In Pakistan there are ten motorways by which four are fully operational two are under construction and planning of remaining four have been finalized. Pakistan Motorways are planned and constructed according to the International laws and consist of four to six lanes with the universal minimum speed limit 0f 80 Km/h to 100 Km/h for heavy transport vehicles, and 120 Km/h for light transport. The four-lane Motorways can be up-grated to six lanes. Pakistan Motorways are especially designed and constructed for fast moving vehicles, slow moving vehicles and animal driven carriages are not allowed. The combined length of operational Motorways of Pakistan is 679.5 Km, while 278 Km is under construction and approximately 1200 Km further planned. Let’s discuss the four operational Motorways one by one.

M-1 (1997 – 2007)

It is in Punjab and Khyber-Pakhtunkhwa, Pakistan and 155 Km long with 108 Km in Khyber-Pakhtunkhwa and 67 Km in Punjab and become a central link to Afghanistan and Central Asia. It begins from northeast of Peshawar, after crossing over the Kabul River it passes through Charsadda, Sawabi, and Rashaki. It leaves Khyber-Pakhtunkhwa before crossing Indus River and enters into Punjab’s city Attock, ends at Hasan Abdal from where the state of art piece M2 Motorway starts. Travel from Peshawar to Punjab through that Motorway is very memorable and pleasurable due to its natural beauty that surrounded Motorway all the way. M1 has nine interchanges at Fatehang, Bhatar, Burhan, Rashaki, Swabi, Chachh, Charsadda.
History
Mr. Nawaz Sharif, Ex-Prime minister of Pakistan, conceived the M1.

M-2 (1992 – 1997)

The M-2 is constructed in the Punjab province of Pakistan, 367 Km long and while connecting Islamabd with Lahore passes through Kala Shah Kaku, Sheikhupura, Khanqah Dogran, Pindi Bhattian, Kot Momin, Kallar Kahar (A beautiful Picinic Spot), Balksar and Chakri before ending outside the twin cities Rawalpindi and Islamabad.
M2 is one of the most expensive motorways in Asia and has highest pillared-bridge in Asia at Khewra Range and also used by Pakistan Air Force to land or take off fighter jets at any emergeny. While travelling through M2 you did not find any type of uncomfirtability. There is no other motorway constructed in Sout Asia like M2, which is famous for its smoothness.
History
Mr. Nawaz Sharif, Ex-Prime minister of Pakistan, also conceived the M1
.
M-3 (1999 – 2003)

M3 link the city of Faisalabad (The Manchester of Pakistan) with the M2 motorway. M3 motorway is become an important link that connects southern Pakistan to the north. It is only 53 Km long a shortest motorway of Pakistan with two junctions. It starts from Pindi Bhattian (a small town situated at the junction between the M2 and M3) then passes southwest and ends in Chiniot a city located outside Faisalabad. After completion of this motorway, the travel from Faisalabad to Rwalpindi reduces to 3 hours from 8 hours and very beneficial for trade point of view.
History

M-3 was completed under the government of President Pervaiz Musharraf.

M-10 (2004 – 2007)

The M10 is located in Sindh province, Pakistan and known as Karachi Northern Bypass and 57 Km long. Start from Mohammad Ali Jinnah Road, near, M9 Junction that is connected through Trumpet interchange, then before turning west, forms an interchange with N25 and turns south back towards Karachi.

M-4 (2009)

M 4’s construction began in August 2009 and it is still in process. It is 233 Km long and joining two cities of Pakistan, Faisalabad and Multan.

M-8 (2004)

M8 is under construction and 892 Km long. It starts from Ratodero in Sindh province and enter Balochistan

Province.

Planned Motorways:

Project STATUS Major Cities

M5 Planned Multan – Dara Ghazi Khan
M6 Planned Dara Ghazi Khan – Ratodero
M7 Planned Dadu – Dureji- Hub

Booklovers’ Paradise: 23rd Lahore International Book Fair

Booklovers’ Paradise: 23rd Lahore International Book Fair
Once in a while you come across an event like the annual Lahore International Book Fair which acts like a healer to many of our daily life’s routine troubles and much of its monotony. An event which transcends the barriers of social class and creed; a place where you can lose yourself in a crowd of book lovers, spend hours and yet not get bored of it at all.

The 23rd Lahore International Book Fair, being held at Fortress Stadium Grounds, has started from Februrary 14 and is going to continue till 18th of this month. Iqbal Academy, the organizers and their sponsors this year, Zong and Express Media Group, should be appreciated for supporting Lahore’s biggest book fair which has grown in size and popularity over the years. At the same time  Lahore International Book Fair has also become a regular mark on the city’s spring calender of exciting activities.

Just as you enter the make-shift yet spacious venue filled with books, books and books all around, it gives you an overwhelming sense of serenity while watching crowds of visitors indulged in reading, browsing or just roaming excitedly provides you with a satisfaction that people still do read. And a lot of them do it still now!

The Fair is hosting about 30 to 40 different publishers, book houses and agents. All big names in Pakistan including Vanguard, Liberty Books, Paramount, Sang-e-Meel, Ferozsons, National Book Foundation, Oxford University Press, Cambridge Press, Lahore’s own beloved Readings as well as publishers from India and the United Kingdom are present with mounds and loads of ‘readings’ to offer. There is also a visible presence of publishers of the Holy Quran and other interesting Islamic multimedia products for children.

Most of the stalls are giving lucrative offers and discounts ranging from 15% to 25% which will help you extract the maximum utility out of your limited budget especially if you are a student.

Even if you do not plan to purchase any books, it is highly recommended that you should visit the fair, roam about, browse through stuff and enjoy the essence of a literary phenomenon which is fast depleting from our society.

Punjab IT Board and Inter-services Public Relations displays stall “Peaceful Pakistan”

Punjab IT Board and Inter-services Public Relations displays stall “Peaceful Pakistan”

Lahore: Punjab Government’s initiative “Peaceful Pakistan” displayed a stall on the eve of defense day at Fortress Stadium .

The stall was organized jointly by the Punjab IT Board and Inter-services Public Relations. A large number of military and civil officials, students and common citizens visited the stall including Major General Fida Hussain Malik, Brig. Fayyaz Hussain Shah with their families.
The Peaceful Pakistan’s team shared information on the steps taken to promote peace in Pakistan. It exhibited a special message of the Chairman PITB Dr. Umar Saif that contained “the Defense Day is not about winning wars. It’s about putting a price on our sovereignty; to show that we can spill blood to protect”.

The other powerful messages on importance of a peaceful and strong Pakistan were also disseminated through videos, brochures and other informational material. The visitors were also engaged on Facebook, Twitter and other social media by giving live news of the event. The citizens got recorded their messages for Peaceful Pakistan and won goody bags.
The spectators lauded the efforts of the team. The stall attracted a large crowed that showed great response and eagerness to speak for peace and join the movement.

The Great Grand Trunk or GT Road of Mughal Empire

The Great Grand Trunk or GT Road of Mughal Empire

Let us talk about the Sarak-e-Azam or grand highway which was constructed in the Mughal’s era. Later on British ruler gave it the name of Grand Trunk Road (GT Road). Today it is known as the same name which was given by the British. It is the road which connects the North of Subcontinent with East and West. It starts from the Dhaka (Bangladesh) and ends at the Kabul (Afghanistan).  It was constructed to link the 3 capitals of Mughal Empire, Delhi, Agra and Lahore. It is the oldest major road of this region.

Baber the first Mughal King got the credit to build it in the year 1520. It was built on those ways which were followed by many legends and warriors of the history like Changaiz Khan and Alexander the great. After 26 kilometers 2000 Stonecutters were used in its construction. The GT Road contains many small and big bridges on its way. Six horses clinic were also made on the sides of this road.

Regular intervals and forts could also find on its way. The lion of Afghanistan Sher Shah Suri also tried to capture this road from the Mughals. It was a great Highway which was used for the Telegraphs and trains. Many authors gave a high level of importance to this Grand Trunk of GT Road in their books and articles. Everyone uses this road as their mean of transportation. The Mughal King constructed many new cities on the sides of this road. It was the only big road which we have got after the separation from India.

The Capital city of Pakistan was built on the GT Road as well. It was then transformed into a latest highway of four lanes this road connects it with the Lahore the Ex Capital of Mughals. There are many parts of GT Road which are unchanged yet. Taxila is the living example of it where you can observe the old road without any change. Few towers and minarets were made on the GT Road to indicate the distance and intervals. Few of them are still there and tells the glory of the Mughal Empire.

History Of Muridke

Muridke

Muridke (Punjab, Urdu: مُرِيدكے‎), is a major commercial city and headquarters of Muridke Tehsil in Sheikhupura District in Punjab, Pakistan. It is situated near the city of Lahore, Pakistan at an elevation of 205 m (675 ft) [1] and is situated on the famous Grand Trunk Road and at the crossroads to Sheikhupura, Kala Shah kaku, Gujranwala, Narang Mandi and Narowal. The economic and social life of the city, which has three police stations and a rail station, mainly depends on Lahore.

In 2005 Muridke became the headquarters of the newly created Muridke Tehsil of Sheikhupura District.

The main offices of the banned Lashkar-e-Taiba and Markaz Ad-Dawa-wal-Irshad groups are located in Muridke, and in November 1999 three bombs exploded during a gathering of members, killing one and injuring 26 others.

HISTORY OF LAHORE

Lahore A historical perspective
Some places carry the essence of human origin and the geniuses of human growth. Such places become significant for those who like to enjoy the nostalgia of old thoughts. The city of Lahore can truly be regarded as such a place. Having seen so many ups and downs of history and cultures, Lahore in itself is now a whole world carrying a multitude of the past and the willingness to excel in the future. From Rudyard Kipling to Abu-Rehan Al Bairooni, from Victorian era to Mughal era, from buildings and gardens to forts, the diversity of Lahore is some times unbearable, yet the bliss is eternal.


Dating the origin

It is quite difficult to judge the right date of origin and how the name Lahore was originated. There are different traditions carrying totally different origins and explanations. In the old writings we can find different shapes of the name of Lahore, of which some are listed:

L-hore
Loha-war
Laha-wr
Laha-nor
Laha-nahr
Laha-waar
Lo-hoor
La-hore
According to the Hindu mythology the city of Lahore is named after the son of prince Ram chandar whose name was “Loh” and who originated this city (James Taad 1883; Kanhya laal 1882; Sir Richard Temple 1884; Tahqeeq-e-Chisti 1867). There is also a tradition that it was name after “Lohaar chand” who was the nephew of prince Deep chand.

In the written history the oldest book in which we can find Lahore is “ Tareekh-ul-hind” by Abu-Rehan Al Bairooni, who traveled to India in the 11th century. In his book he remembers Lahore as an area not as a city whose capital was “Mandhor kor”. The famous Sufi saint of Lahore Hazrat Data Gunj Buksh who died in Lahore in 1088 A.D has also mentioned the city Lahore in his book “ Kashf-ul-Maajuub”. Abul -Farj who was a poet in the Ghaznavi period has written the name as “Loha-wr”. An Iranian scholar “Tahir Marozi” of 11th century in his book “Nazhat ul Mushtaq Fe Akhteraq ul Affaq” has mentioned Lahore as “ Laha-wr”. Ameer khusro in his masnavi “Quran ul Sadeen” has written the name as “Lao-hore” in 13th century when he portrays the attack of the Mughals.

According to Encyclopedia Britannica the famous Chinese traveler Yowang Chowang has mentioned the city Lahore as the great city of Bahamans.

The Greek geographer Batalemos (Ptolemy) of the second century has mentioned an area “Labokla”. In his maps he has referred a place Kasbeera (Kashmir), near river Badistan (Jehlum) and river Adres (Ravi). Here is a place called Labokla between Attock and Bahami bothra. Wilfred and Kingham both hold the theory of Labokla being the old name of Lahore (The comparative study of India by Wilfred, page 20; the Geography by Kingham, page 225-228). We can conclude the study by the following facts.

Lahore was called by different names in the ancient times. Religious history interprets Lahore as the city created by the son of Ram chandar. The old writings tell us about the origin of a definitive city in the 10th century. There were no Muslim dwellers before the 10th century. The city was of no historical significance before the attacks of Mahmood Ghaznavi in the 11th century. Lahore was of great significance in the Mughal era.



Major historical Events

The city has had a turbulent history. It was the capital of the Ghaznavid dynasty from 1163 to 1186. A Mongol army sacked Lahore in 1241. During the 14th century the Mongols repeatedly attacked the city until 1398, when it fell under the control of the Turkic conqueror Timur. In 1524 it was captured by the Mughal Babur's troops. This marked the beginning of Lahore's golden age under the Mughal dynasty, when the city was often the place of royal residence. It was greatly expanded during the reign of Shah Jahan (1628-58) but declined in importance during the reign of his successor, Aurangzeb.
From the death of Aurangzeb (1707), Lahore was subjected to a power struggle between Mughal rulers and Sikh insurrectionists. With the invasion of Nadir Shah in the mid-18th century, Lahore became an outpost of the Iranian empire. However, it soon was associated with the rise of the Sikhs, becoming once more the seat of a powerful government during the rule of Ranjit Singh (1799-1839). After Singh's death, the city rapidly declined, and it passed under British rule in 1849. When the Indian subcontinent received independence in 1947, Lahore became the capital of West Punjab province; in 1955 it was made the capital of the newly created West Pakistan province, which was reconstituted as Punjab province in 1970.

History of Faisalabad City

Before Independence

The city of Lyallpur , multicoloured jewel of the lower Chenab organization area, came into being in 1880. The city which is now well known as "Manchester of Pakistan" for its industrial activity, was nothing but a desolate tract of land 100 years age. It did not rain here for weeks together and when it rained, the water vanished in the city land in no time. There was no village nearby.

The villages of Dodiwala and Paokianwala which shelter thousands of inhabitants these days, were nothing but a group of a few cottages. Pucca Mari was place of rest for those who travelled from district Jhang to District Lahore. It was in 1885 that the Deputy Commissioner Jhang, on his way to Lahore,broke his journey near the Theh of Pucca Man'. The Deputy Commissioner after resting for a while set out for walk, along with the Tehsildar of Chiniot, towards the west and returned quite late in the evening. He spent the night and rode for Lahore on the next day morning.After about 6 months, there dawned a morning when the Then of Pucca Mari saw some government officials pitching tents and making other camping arrangements. In the evening, there arrived the caravan of Deputy Commissioner, the Colony Assistant of Jhang and their subordinate officials. All the barren and desolate tract of land situated to the west of Pucca Mari was surveyed and marked here and there in three days. In the beginning, there was only a few huts and cottages nestled beside the Theh of Pucca Mari. Later with the construction of Chenab canal, more and more people were attracted. The proper city was founded in 1892.The Tehsildar of Chiniot, recommended to name this township after PuccaMar but the Deputy Commissioner Jhang prevailed upon him at the name of the then Lt. Governor of the Punjab, Sir James Lyall, who let it be named .after him. The famous Philanthropist, Sir Ganga Ram was assigned to draft its plan. After approval of draft Sir Ganga Ram was given five squares of lane as reward.

In 1895, the rail link between Wazirabad and Lyallpur was effected. The building of Railway Station wanted time, therefore, a Goods train wagon served as Lyallpur Railway Station. As the progress ol colonization  stepped up the Lyallpur was given the status of Tehsil of District Jhang and its administration carried on the tents on the old Theh (Mound) of Pucca Mari near Tariqabad.The Majestic Clock Tower of Lyallpur was constructed out of the funds raised by the Zamindars who collected it at a rate of Rs. 18 per square of land. The fund thus raised was handed over to the Municipal Committee which got it completed.

In 1902, the population of the town had exceeded 4,000. A considerable number of houses and shops to cater to the ordinary needs of the population had constructed.

In 1903, decision to have an agricultural college was made. In the very next year, 1904, the new district of Lyallpur was constituted comparing of Tehsils of Lyallpur, Samundri and Toba-Tek-Singh with a subtehsil at Jaranwala which later turned into a full fledged Tehsil.

In 1906, the District Headquarters began to function at Lyallpur and all the bazars and mohallas within the bounds of circular road were nearing completion and city began to spread outside the circular road. The Town Committee which has come into being in 1904, was upgraded as Municipal Committee in 1909 and Deputy Commissioner was declared to be the lst Chairman.In 1916, the grain market saw its shops surging with customers. In the same year the civil Hospital was expanded. With the advent of the world war II, the political awakening sprinkled its influence over the city. Revolutionary meetings were held. Fiery speeches were made. slogans were written on the walls.

In 1943, the late Quaid-e-Azam came to Lyallpur and addressed a gathering of over 2 lakh in Dhobi Ghat Grounds. And, on March 3, 1947, when Pakistan was accepted as an independent unit, the Muslims of Lyallpur held special prayers and distributed sweets and food among the poor.

After Independence


After the independence, the city of Lyallpur marched rapidly on the path of progress. The city which had so far been known for its grain market, became a great commercial and industrial centre. The population of the city which in 1901 hardly touched the figure of a few thousands soared up to lacks. Medical and educational level was lifted up. In 1977, the name of the city was changed to Faisalabad, after the name of the late king of Saudi Arabia, Shah Faisal-bin-Abdul Aziz. In 1985, the city was upgraded as a division with the districts of Faisalabad, Jhang and Toba-Tek Singh.

The Prophet Muhammad and the Origins of Islam

The Prophet Muhammad and the Origins of Islam

The rise of Islam is intrinsically linked with the Prophet Muhammad, believed by Muslims to be the last in a long line of prophets that includes Moses and Jesus. Because Muhammad was the chosen recipient and messenger of the word of God through the divine revelations, Muslims from all walks of life strive to follow his example. After the holy Qur'an, the sayings of the Prophet (hadith) and descriptions of his way of life (sunna) are the most important Muslim texts.

Early Life
Muhammad was born into the most powerful tribe in Mecca, the Quraish, around 570 A.D. The power of the Quraish derived from their role as successful merchants. Several trade routes intersected at Mecca, allowing the Quraish to control trade along the west coast of Arabia, north to Syria, and south to Yemen.

Mecca was home to two widely venerated polytheistic cults whose gods were thought to protect its lucrative trade. After working for several years as a merchant, Muhammad was hired by Khadija, a wealthy widow, to ensure the safe passage of her caravans to Syria. They eventually married.

Divine Revelations
When he was roughly forty, Muhammad began having visions and hearing voices. Searching for clarity, he would sometimes meditate at Mount Hira, near Mecca. On one of these occasions, the Archangel Gabriel (Jibra'il in Arabic) appeared to him and instructed him to recite "in the name of [your] lord." This was the first of many revelations that became the basis of the Qur'an, the holy book of Islam. These early revelations pointed to the existence of a single God, contradicting the polytheistic beliefs of the pre-Islamic Arabian Peninsula.

Initially overwhelmed by the significance of what was being revealed to him, Muhammad found unflinching support in his wife and slowly began to attract followers. His strong monotheistic message angered many of the Meccan merchants. They were afraid that trade, which they believed was protected by the pagan gods, would suffer. From that point forward, Muhammad was ostracized in Mecca. For a time, the influence and status of his wife and his uncle, Abu Talib, the chief of the clan, protected Muhammad from persecution. After they died, however, Muhammad's situation in Mecca became dire.

The Hijra
Emigration became the only hope for Muhammad and his followers' survival. In 622, they headed to Medina, another oasis town, where they were promised freedom to practice their religion. The move from Mecca to Medina is known as the hijra—the flight—and marks year 1 of the Islamic, or hijri, calendar.

Spreading the Message of Islam
In Medina, Muhammad continued to receive divine revelations and built an ever-expanding community around the new faith. The conflict with the Quraish continued, but after several years of violent clashes, Mecca surrendered. Muhammad and his followers soon returned and took over the city, destroying all its pagan idols and spreading their belief in one God.

The Night Journey and Ascension of the Prophet
Accounts of the ascension (mi'raj ) of Muhammad have captured the imaginations of writers and painters for centuries. One night, while the Prophet was sleeping, the Archangel Gabriel came and led him on a journey. Mounted on the heavenly steed Buraq, Muhammad traveled from the Ka'ba in Mecca to the "Farthest Mosque," which Muslims believe to be the Al-Aqsa Mosque in Jerusalem. There he prayed with other prophets such as Moses, Abraham, and Jesus, and ascended to the skies, where he was led by Gabriel through Paradise and Hell, and finally came face to face with God. He then returned to earth to continue spreading the message of Islam. According to Islamic belief, Muhammad was the only person to see Heaven and Hell while still alive.

After the Prophet's Death: Emergence of Shi'i and Sunni Sects of Islam
When Muhammad died in 632, he had not named a successor. One faction, the Shi'a, believed that only individuals with direct lineage to the Prophet could guide the Muslim community righteously. They thought that 'Ali, Muhammad's closest surviving blood male relative, should be their next leader (caliph). The other faction, the Sunnis, believed that the Prophet's successor should be determined by consensus and successively elected three of his most trusted companions, commonly referred to as the Rightly Guided Caliphs (Abu Bakr, 'Umar, and 'Uthman), as leaders of the Muslim community; 'Ali succeeded them as the fourth caliph.

Today the Islamic community remains divided into Sunni and Shi'i branches. Sunnis revere all four caliphs, while Shi'is regard 'Ali as the first spiritual leader. The rift between these two factions has resulted in differences in worship as well as political and religious views. Sunnis are in the majority and occupy most of the Muslim world, while Shi'i populations are concentrated in Iran and Iraq, with sizeable numbers in Bahrain, Lebanon, Kuwait, Turkey, Pakistan, and Afghanistan.

Depictions of the Prophet Muhammad
Featured in this unit are several depictions of the Prophet Muhammad. These portrayals, while somewhat rare, are not unheard of as there were (and still are) many different attitudes toward depicting the Prophet, and humans in general, in the Islamic world. These attitudes varied dramatically from region to region and throughout history; the societies that produced the works discussed here are among those that allowed the depiction of the Prophet. Commissioned by Muslims for Muslims, these images appear in biographies of the Prophet and his family, world and local histories, and accounts of Muhammad's celestial journey (mi'raj), as well as in literary texts. In each context, they serve a distinct purpose. They illustrate a narrative in biographies and histories, while in literary texts they serve as visual analogues to written praises of the Prophet. An image of the Prophet Muhammad at the beginning of a book endows the volume with the highest form of blessing and sanctity. Thus, illustration of him was a common practice, particularly in the eastern regions of the Islamic world (see also Frequently Asked Questions).

A Brief History of Islam (part 1 of 5): The Prophet of Islam

A Brief History of Islam (part 1 of 5): The Prophet of Islam
In or about the year 570 the child who would be named Muhammad and who would become the Prophet of one of the world’s great religions, Islam, was born into a family belonging to a clan of Quraish, the ruling tribe of Mecca, a city in the Hijaz region of northwestern Arabia.

Originally the site of the Kaabah, a shrine of ancient origins, Mecca had, with the decline of southern Arabia, become an important center of sixth-century trade with such powers as the Sassanians, Byzantines, and Ethiopians.  As a result, the city was dominated by powerful merchant families, among whom the men of Quraish were preeminent.

Muhammad’s father, “Abd Allah ibn” Abd al-Muttalib, died before the boy was born; his mother, Aminah, died when he was six.  The orphan was consigned to the care of his grandfather, the head of the clan of Hashim.  After the death of his grandfather, Muhammad was raised by his uncle, Abu Talib.  As was customary, the child Muhammad was sent to live for a year or two with a Bedouin family.  This custom, followed until recently by noble families of Mecca, Medina, Taif, and other towns of the Hijaz, had important implications for Muhammad.  In addition to enduring the hardships of desert life, he acquired a taste for the rich language so loved by the Arabs, whose speech was their proudest art, and also learned the patience and forbearance of the herdsmen, whose life of solitude he first shared, and then came to understand and appreciate.

About the year 590, Muhammad, then in his twenties, entered the service of a merchant widow named Khadijah as her factor, actively engaged with trading caravans to the north.  Sometime later he married her, and had two sons, neither of whom survived, and four daughters by her.

In his forties, he began to retire to meditate in a cave on Mount Hira, just outside Mecca, where the first of the great events of Islam took place.  One day, as he was sitting in the cave, he heard a voice, later identified as that of the Angel Gabriel, which ordered him to:

“Recite: In the name of thy Lord who created, Created man from a clot of blood.” (Quran 96:1-2)

Three times Muhammad pleaded his inability to do so, but each time the command was repeated.  Finally, Muhammad recited the words of what are now the first five verses of the 96th chapter of the Quran - words which proclaim God to be the Creator of man and the Source of all knowledge.

At first Muhammad divulged his experience only to his wife and his immediate circle.  But, as more revelations enjoined him to proclaim the oneness of God universally, his following grew, at first among the poor and the slaves, but later, also among the most prominent men of Mecca.  The revelations he received at this time, and those he did later, are all incorporated in the Quran, the Scripture of Islam.

Not everyone accepted God’s message transmitted through Muhammad.  Even in his own clan, there were those who rejected his teachings, and many merchants actively opposed the message.  The opposition, however, merely served to sharpen Muhammad’s sense of mission, and his understanding of exactly how Islam differed from paganism.  The belief in the Oneness of God was paramount in Islam; from this all else follows.  The verses of the Quran stress God’s uniqueness, warn those who deny it of impending punishment, and proclaim His unbounded compassion to those who submit to His will.  They affirm the Last Judgment, when God, the Judge, will weigh in the balance the faith and works of each man, rewarding the faithful and punishing the transgressor.  Because the Quran rejected polytheism and emphasized man’s moral responsibility, in powerful images, it presented a grave challenge to the worldly Meccans.

Muslim version of their own history

Muslim version of their own history
Islam, began in Mecca, claimed to be the revelation of God (Allah) through the angel Gabriel to a man named Muhammad. Muhammad was born in approximately AD 570-571. He was born to the powerful tribe of the Quraish in Mekkah (Mecca). His father's name was Abdullah. His mother's name was Aminah.

Apparently Abdullah was a merchant who made caravan trips. He died on a trading trip soon after his marriage to Aminah, leaving Muhammad fatherless at birth. Aminah, his mother, died when he was only six years old. Muhammad was taken in by his grandfather, only to have him die when Muhammad was eight years old. At this time, his uncle, Abu Talib, one of the leaders of the Quraish tribe took him in and raised him.

Muhammad was taught the family business and apparently quite successful. A wealthy widow named Khadijah arranged for Muhammad to oversee her trading business, and was so impressed with his skill and appearance that she proposed marriage to him. Muhammad was twenty-five and Khadijah was forty when they married. They had six children, two boys and four girls. Both of the sons died early in life. The daughters lived to see Muhammad become the founder of Islam.

Having married the wealthy Khadijah, Muhammad now became a gentleman of leisure and somewhat of a philosopher. He would retreat from society, take trips into the desert and mountains. He would spend his hours in meditation, greatly concerned about the condition of the civilization he saw around himself. He had a personal mission to find "truth." One of his frequent places of seclusion was a cave on Mount Nur. It was while in this cave, during the month of the Ramadan, a pagan festival, that he received his first visitation from Gabriel and recited the verses found in Qur'an 96:1-5.

At first, Muhammad shared his new revelations with only his family and close friends. During the next three years the message of Muhammad quietly spread among the people of Mekkah, especially among the youth. Then Muhammad is believed to have received instructions from Allah to go public with his message and openly condemn the paganism and idolatry of Mekkah. This open condemnation of idolatry became an economic threat to the prosperity of Mekkah, and as a consequence, organized opposition to Muhammad and Islam began. At this point, Islam was politically weak, and many Muslims died for their faith.

Persecutions became so great that many Muslims fled to Abyssinia (Ethiopia) for refuge. When Mekkan delegates tried to extradite them, after hearing the Muslim's defense, the ruler refused their extradition on the basis that his faith was similar to theirs, and he could not allow them to be harmed.

Muhammad continued to proclaim his message, and his following slowly grew. At one point, in 621, a group of delegates from Madinah (Medina) responded to his call and made a covenant with Muhammad and declared themselves to be Muslims.

A year later, in 622, some seventy people from Madinah made a similar declaration and pledged to fight to protect Muhammad against any and all odds. This pledge or covenant from some who were leaders of Madinah was a turning point for Islam

It provided Muslims with a secure base of operations and allowed them to expand from it. Muhammad commanded the Muslims in Mekkah to migrate to Madinah. After some struggle, Medina was declared to be wholly a Muslim community. For thirteen years, Muhammad had preached in Mekkah with minimal success. He had followed a quiet, non-political approach and merely preached. Now, however, his tactics changed. He established himself as religious, political, and military leader. Under his guidance, the community of believers became more important than family or tribe. Islam began to be spread through intimidation and force. Entire tribes and cities were "converted" under threat of war or by conquest. Success led to greater success. Inthe year 630, eight years after he had been forced to leave Mekkah, Muhammad returned with such an overwhelming force that the Mekkans made no resistance. Muhammad's forces destroyed all the idols of Mekkah, and declared the Kabah to be the place of worship for Allah.

With the subjugation of Mekkah, Islam became the power on the Arabian peninsula Tribe after tribe, city after city declared allegiance to Islam and it's prophet. They were given no choice. Muhammad returned to Madinah and continued to rule his kingdom from there. Muhammad died in 632 at the age of sixty-three. In twenty-three years he established a religion and social order that is still dominant in the Arab world today.

With Muhammad's death, Islam continued to flourish under the leadership of Muhammad's companions. The first Caliph (successor to the prophet - Kalifah) was his father in law and long time friend, Abu Bakr. In his two years of leadership, Abu Bakr consolidated Islamic influence over the entire Arabian peninsula.

The second caliph was Umar. He was in power from 634 to 644. Under Umar, Syria, Mesopotamia, Egypt and Persia were added to the growing list of Islamic subjects. Others followed, continually expanding the borders of Islam. Under the leadership of the Kalifahs, Islam spread into Europe, Africa, and Asia. The caliphate lasted centuries, shifting from one dynasty to another, but always claiming the religious right to lead. Eventually the caliphate evolved into the Ottomon Empire which lasted until the early 20th century.

Islam spread as a social system, a political system, and a religious system and it was spread by force of arms. That was its philosophy in the beginning, and it is still the philosophy of Islam today.

Today Islam is one of the world's dominant religions, and claims as much as one fifth of the world's population.

Islam claims to be a united religion with no divisions; however, one does not have to be an astute observer to realize that Islam is, in reality, fragmented into many different branches, some of which are militantly hostile to each other. There is no unity among Muslims as they would have us believe. Two prominent groups, the Shiites and Sunnites had their origins around 660 over who was the legitimate caliph. Other sects followed.

With the end of the colonial system, Islamic states were given their autonomy again. With the wealth from petro-dollars, Islam as a religion is being successfully spread over the world. Islam is one of the greatest opponents in existence to the gospel of Christ today, and is one of the fastest growing religions in the world.

Raid 5 Data Recovery Possible?

Originally, as envisaged in 1987 by Patterson, Gibson and Katz from the University of California in Berkeley, the acronym RAID stood for a "Redundant Array of Inexpensive Disks". In short a larger number of smaller cheaper disks could be used in place of a single much more expensive large hard disk, or even to create a disk that was larger than any currently available.

They went a stage further and postulated a variety of options that would not only result in getting a big disk for a lower cost, but could improve performance, or increase reliability at the same time. Partly the options for improved reliability were required as using multiple disks gave a reduction in the Mean-Time-Between-Failure, divide the MTBF for a drive in the array by the number of drives and theoretically a RAID will fail more quickly than a single disk.

Today RAID is usually described as a "Redundant Array of Independent Disks", technology has moved on and even the most costly disks are not particularly expensive.

Six levels of RAID were originally defined, some geared towards performance, others to improved fault tolerance, though the first of these did not have any redundancy or fault-tolerance so might not truly be considered RAID.

RAID 0 - Striped and not really "RAID"

RAID 0 provides capacity and speed but not redundancy, data is striped across the drives with all of the benefits that gives, but if one drive fails the RAID is dead just as if a single hard disk drive fails.

This is good for transient storage where performance matters but the data is either non-critical or a copy is also kept elsewhere. Other RAID levels are more suited for critical systems where backups might not be up-to-the-minute, or down-time is undesirable.

RAID 1 - Mirroring

RAID 1 is often used for the boot devices in servers or for critical data where reliability requirements are paramount. Usually 2 hard disk drives are used and any data written to one disk is also written to the other.

In the event of a failure of one drive the system can switch to single drive operation, the failed drive replaced and the data transferred to a replacement drive to rebuild the mirror.

RAID 2

RAID 2 introduced error correction code generation to compensate for drives that did not have their own error detection. There are no such drives now, and have not been for a long time. RAID 2 is not really used anywhere.

RAID 3 - Dedicated Parity

RAID 3 uses striping, down to the byte level. This adds a hardware overhead for no apparent benefit. It also introduces "parity" or error correction data on a separate drive so an additional hard disk is needed that gives greater security but no additional space.

RAID 4 - Dedicated Parity

RAID 4 stripes to the block level, and like RAID 3 stores parity information on a dedicated drive.

RAID 5 - The most common format

RAID 5 stripes at the block level but does not use a single dedicated drive for storing parity. Instead, parity is interspersed within the data, so after each run of data stripes there is a strip of parity data, but this changes then for the next set of stripes.

This could means, for example, that in a 3 disk RAID 5 there are data strips on disks 0 and 1 followed by a parity strip on disk 2. For the next set of stripes the data is on disks 0 and 2 with the parity on disk 1, then data on disks 1 and 2 with parity on disk 0.

RAID 5 is generally faster for smaller reads, so eminently suitable for server systems being shared by large numbers of users created smaller data files or accessing smaller amounts of data each time. For other applications, however, RAID 4 will outperform RAID 5 quite considerably.

Beyond RAID 5?

Advances on RAID 5 do exist, though in general these use RAID 5 techniques and enhance them, for example by mirroring two RAID 5 arrays, or by having 2 parity stripes.

RAID data recovery

It might be imaged that with all of this fault tolerance that data recovery would not be a requirement, but things will still go wrong.

With all RAID levels logical corruption, damage to the file system, has just as devastating effect as with a single hard disk. You might have a robustly stored file system, but it is a robustly stored and corrupted file system.

With RAID 0 the result of a failure of one disk is terminal for the RAID, if data cannot be recovered from the failed disk then a percentage of the data is lost for good, and since RAID uses data striping, this could be like losing 1 MB of data out of every 4 MB, and the chances of that leaving any major files intact are low. For smaller files, those less than the sum of a strip each from the working drive there will be files that are fortunately intact, for larger files (e.g. Exchange or SQL databases) there will be considerable data loss and structural damage and low level work will be required to salvage any useful data from them.

For RAID levels where there is parity and the chance to recover from a single disk failure then the most common problems were see are:

Degraded running

A single disk fails and is ignored, or there is not a spare available and so one is ordered. Either way the RAID unit stays in operation but with a disk missing so there is no longer any redundancy.

Usually the hard disks in a RAID are part of the same manufacturing batch, have been stored and run in the same environment, if the unit has been mis-handled then each disk in the RAID has been mis-handled. So, there is quite a good chance that another drive will fail sometime soon, if not for any of the reasons just given but because bad things don't happen singly.

Multiple failure

Striped RAID is fault tolerant if a single drive fails nice and cleanly. If multiple drives fail then the RAID is lost, but also if one drive fails and de-stabilises the SCSI bus. This can result in multiple drives appearing to fail, the RAID unit believes that they have failed, and so the RAID will not operate.

Configuration loss

When a RAID is configured information is stored about the order of the disks the size of a strip of data and so on. If there is a failure within the RAID controller and this information is lost then the RAID will no operate, and it is not always practicable to re-instate it.

Some RAID controllers will consider re-programming the RAID configuration as a rebuild request and re-write to each of the disks destroying the data.

People making it worse

One of the worst sounds we hear with RAID problems is that of human panic, and frantic attempts to repair the problem. "We're just going to try one more thing" is often the sound that signals the end of the data as a RAID is repaired with the disks in the wrong slots, or rebuild and set back to its original state.

What to do when a RAID fails

STOP
THINK
Make sure that anything you do is going to be non-destructive.
Get Advice

Do not let anyone push you into precipitous action, they might have a deadline and be applying pressure but they will quickly forget their part in driving proceedings when the RAID is fatally damaged by a hurried repair attempt.

How can data be recovered from a RAID?

Much of RAID recovery is the same as for a single disk recovery, data must be secured and backed up to guarantee that the problem will not be exacerbated. For logical problems the difficult work is all on the analysis of the file system, that it is from a RAID makes no major difference once the RAID scheme has been identified and the correct access to it worked out.

For mirrored RAID data can be "mixed and matched" from the good sectors of two drives to rebuild a good drive. With striped RAID schemes that use parity then data can be rebuild at the stripe level rather than on a per drive basis so if there are bad sectors throughout more than one drive these can be corrected individually.

With non-redundant RAID schemes each sector that cannot read from a disk results in data loss from the RAID set. For redundant RAID schemes, however, there is much that can be done to rebuild when data is missing. Whilst a RAID controller will take a disk off-line when it fails and operate in degraded mode rebuilding the data from the missing disk on demand, a data recovery process can be somewhat more sophisticated. With properly written recovery software the level of granularity can be one sector rather than one disk so for each sector that fails the data can be rebuild so long as all sectors can be recovered from the remainder of the disks. Even if the next failed sector is on a different drive in the set, so long as the same sector can be read from the other disks then a complete rebuild can be made.

For levels of RAID that have greater redundancy, the number of failed sectors across a set of disks can be even greater without data loss.

Even as data recovery specialists we are, however, still bound by the rules of mathematics. If sector 99 is missing from both disks 0 and 4 in a RAID5 set then rebuilding of the missing data is not a possibility.

Once the raid/disk issues have been resolved then the data recovery process can continue just as it would for a single disk.

Mark Sear has been involved in data recovery, data conversion, data migration and computer forensics since the early 1980s working as a data recovery engineer, software developer and up until 2006 as the Technical Director of one of the word's leading data recovery companies with offices in the UK, Germany, US and Norway. Along with other long standing technical specialists from the industry Mark founded Altirium Ltd in 2006 to provide technically led specialist data services with the emphasis on providing the right advice and services for the customer in an industry that has become increasingly sales led.

Credit Card Consolidation

Debt consolidation is a term you'll hear often in the adverts for loans - especially home loans. The idea is to take out a loan large enough to pay off your credit cards and other loans, then pay off the loan at a lower interest rate than you were paying on the credit cards. It's a logical leap - except for one thing. It works even better if you use the lowest interest rate loan available - 0% balance transfer credit cards.

0% balance transfer cards were the product of a competitive marketplace - the credit card marketplace. After years of growth in the credit card market, the providers found themselves in the position of having to entice customers from each other in order to keep on growing their market share. In order to do that, they came up with several schemes to make their credit cards more attractive than those of their competitors. Balance transfer credit cards are specifically designed to get you to shift your existing balance from one credit card company to another by offering you a better deal. And while 0% balance transfer credit cards are a bit more scarce than they were two years ago, they do still exist - and they've been joined by other low interest balance transfer credit cards schemes.

The Benefits of Credit Card Consolidation with Balance Transfer Credit Cards
There are a number of benefits to taking advantage of a balance transfer scheme to get control of your credit card debt.

1. Low (or no) interest slows down the mounting of your debt. If you've been carrying half a dozen balances on higher interest credit cards, chances are your minimum monthly payment doesn't even nibble at your outstanding balance. That's because credit card interest rates are designed to KEEP you in debt, not get you out of it. By moving all of your high interest balances onto one low interest card, you can attack it more directly and keep it from spiraling completely out of control.

2. One monthly payment makes it easier to make the payment on time. Instead of remembering half a dozen different payment due dates, you only have ONE. No more worries about missing or late payments because one of your credit cards fell off the radar.

3. Having one credit card and one monthly payment lets you concentrate your efforts and apply a larger chunk of money where it counts. Add up all the minimum monthly payments that you're making now. Then compare balance transfer credit cards by minimum monthly payments to see how it stacks up to your current monthly payment. Chances are that the amount of money you're currently paying out to meet all of your minimum payments will be far above the minimum monthly payment on a balance transfer credit card - which means that with every payment you'll be hacking away at the outstanding balance and making your way toward being debt-free.

How to Compare Balance Transfer Credit Cards
If you do the math and decide that a balance transfer credit card is the right decision for you, then take the time to compare balance transfer credit cards and find the best one for you. While 0% balance transfer cards still exist, the days of no-strings 0% cards are fading away. Most balance transfer credit cards have certain limitations and requirements for their use.

You can check out the balance transfer credit cards on offer at moneyeverything.com to compare the various terms and find the balance transfer card that works best for you.

Once you've transferred all your balances to one card, be careful not to run your other cards up to limit again. Your best course is to keep one credit card active for use in emergency - or for your everyday purchases - and pay off that card in full every single month. That way you won't find yourself in the situation of paying down double the debt because you've run it up all over again.

Car Donation Tax Law

So you are looking at donating your car to charity and get yourself a tax deduction, huh? Well back in 2005 there was new legislation enacted by the government that made it harder for donors to claim a deduction for a car donation.

There has been a lot of confusion in this area, some people have stayed away from giving these types of gifts, but interesting enough the government has found that the new law has not done a lot to curb abuses.

With this in mind, if you are going to claim a deduction for this time of gift, which is a car donation, just make sure that you follow the rules so you do not find yourself on the other end and be audited by the IRS.

Many people have had problems trying to understand the new rules so I am going to try break it down into simple terms for you now. Basically you can no longer use the Fair Market Value to determine your deduction. If your car is worth more than five hundred dollars you need to wait for the charity to sell the car and let you know how much it received at auction.

If your car is worth less than five hundred dollars, you can still use the Fair Market Value (FMV). There are a few other circumstances when the Fair Market Value may apply such as if the charity keeps the vehicle for their own charitable purposes or sells it as a discount to someone who is in need.

Young Life
It is a mission community composed of Christ-centered people. They are committed to giving the youth a sharing of the Gospel of Jesus Christ. They build a personal relationship with the youth through sharing life experiences, where in, the Gospel can be reflected.

Western Slope Boys and Girls Club
Their mission is enabling and inspiring young people to become productive, responsible and caring citizens. They assure that every youth can share in fulfilling their goals while experiencing new opportunities. Their staff is focused on building a sense of belongingness, usefulness, competence and a sense of influence among its members.

Voices of Musica Sacra
This chamber chorus has a mission of sharing their talents and services. They usually perform sacred choral music intended for the benefit of their local national as well as international communities. The chorus presents an annual Christmas and spring concert together with various church organizations and communities for their worship services.

Tri City Homeless Coalition
Their mission is to battle homelessness in the Southern Alameda country. They provide shelters and a stable and peaceful living environment for their clients. Aside from providing shelter, they also fight to counteract the causes of homelessness and help bring back homeless people to a positive community with interdependence.

Mesothelioma Lawyers

People suffering from Mesothelioma are provided with the legal right by Maryland law to file a Mesothelioma lawsuit. Mesothelioma is a rare cancer that happens because of asbestos exposure. You are much more susceptible to this illness if you've worked wherever the chance of inhaling asbestos debris was high. For those who have been diagnosed with Mesothelioma, you may get compensation from the celebration accountable for your publicity to asbestos by way of a Mesothelioma lawsuit.

Mesothelioma is a critical disease; oftentimes generating its presence felt 20 or thirty years following exposure. You would like to commence the healthcare treatment immediately in order have more than a one year|twelve months survival rate. When submitting Georgia Mesothelioma lawsuits, you should have a correct comprehending of all of the intricacies which are associated with filing lawsuits. Make sure you employ a qualified and skilled Mesothelioma lawyer because only then are you able to attain success in your lawsuit.

Mesothelioma, the disease of mesothelium, is a painful one mingled with costly treatment. Mesothelium is the overlaying made across the heart, lungs and different essential organ of human body. It protects the organs from injury when beating towards the body wall. Generally in case of involuntary muscles in human body, as located in heart, stomach, lungs etc, the mesothelium performs essential role.

In the course of respiration system the air is taken in, get purified in lungs and once again the contaminated blood filled with carbon-di-oxide is taken out. In the course of the mentioned purification process if any small or even microscopic particles are inhaled unexpectedly then those debris can't come out effortlessly from lungs and linger caught within the mesothelium. If such particles debris get accrued in big quantity in lungs, then it causes a lot kind of lungs related or cardio-thoracic problems. In numerous cases it eventually results in cancer, known as mesothelioma.

Mesothelioma is a infrequent cancer kind that occurs because of asbestos exposure. It's got an effect on the liner of the lungs and abdominal cavity. Mesothelioma is a deadly illness with a mean survival time of simply twelve months following diagnosis. Your survival rate may easily increase if it is diagnosed early. Mesothelioma litigations in Baltimore offer you an opportunity to file a case against a party that's accountable on your situation.

No just one expects go to hospital following working with a firm that use asbestos within the manufacturing process. No one wish to handle an expensive lawyer in courtroom as it will take time, energy, productiveness time, not pointed out losses in all probability that would make employee pay additional money to organization who employ their situation much more over whether it is associated with Asbestos mesothelioma case before the courts claim.

Mesothelioma is a malignant tumor of the mesothelium the result of publicity to asbestos fibers. There is several fundamental details just one ought to be mindful of if he is thinking about pursuing an asbestos mesothelioma lawsuit. Previous to pursuing a lawsuit, he ought to search advice from a respectable mesothelioma lawyer for a better comprehension of mesothelioma law. A mesothelioma lawsuit give you just one with enough compensation that will assist cover his legal, medical, and on-going bills related to the mesothelioma cancer.

Federal US entitles people identified with mesothelioma to file a lawsuit against the errant company or companies. Mesothelioma, being a deadly sort of cancer, ruins the prospects of victims and their families. This efficiently signifies that mesothelioma lawsuits are essential something that may mitigate the sufferings of the family

In the past, as a consequence of being exposed to an asbestos material, there have been circumstances when the mesothelioma melanoma sufferers have gotten thousands in reparation for their cancer diagnosis. Lately, mesothelioma lawsuits help those who have become unwell with this cancer by supplying a array of reimbursements. Several of those litigations have answered people who have been in touch with asbestos linked substances at their workplace, and corporations are obliged to pay damages to their existing or former staff members for non-disclosure of the hazard entailed in touching asbestos and linked materials.

Some fundamental elements must be taken under consideration by victims discovered to endure mesothelioma cancer and are capable of file a mesothelioma lawsuit.

What are mesothelioma lawsuits and just how do they arise?
$5 million continues to be recovered from your mesothelioma litigation filed on behalf of a 70-year-old man who passed faraway from malignant mesothelioma. The man was exposed to mesothelioma causing asbestos at work. His profession called for fitting asbestos that contains ceiling tiles. He breathed in asbestos fibers launched by the tiles everyday. The fibers have been launched whenever he reduce and in good shape the tiles. In addition, he was also exposed to asbestos from working alongside drywall installers who produced asbestos dust from using only asbestos that contains joint compound.

Is mesothelioma curable? The straight answer to this query is 'No'. Well, you will find drugs and treatments that assist in easing the pain sensation and should aid to extend life, however these remedies aren't sufficient to save life. Mesothelium refers back to the wrapping structure of nearly all of the bodily organs in our system and mesothelioma is the cancer that occurs in mesothelium.

It has been reported that deaths attributable to mesothelioma cancer in England is increasing. According to at least one estimate, 2,249 men and women died from malignant mesothelioma in 2008 whereas 2,156 died from the sickness in From 2006 to 2008, northeastern England was the geographic area with the very best incidence of mesothelioma deaths. The male demise rate was 1 per million. Southeastern England adopted having a male death rate of 74 deaths per million people.

The asbestos cancer mesothelioma is a threat to the lives of many Navy veterans. This really is as the Navy used asbestos-containing items extensively. Several instances of asbestos-containing goods are gaskets, adhesives, cables and valves. The areas of a ship wherever asbestos may have been present are several and take on boiler rooms, mess halls, engine rooms and navigation rooms. Ships involve a too high risk of asbestos exposure due to many areas on board ships are closed, which means that asbestos fibers can't escape. As such, asbestos fibers on board a ship are likely to dealt with by ship personnel.
You or a loved just one has just been diagnosed with Mesothelioma. Your mind and emotions are on a curler coaster ride, not understanding much if anything about this deadly cancer, and never knowing wherever to show for Mesothelioma monetary help. There is assist in the storm. Listed here are many methods to locate Mesothelioma monetary aid whenever you require it after being diagnosed with Mesothelioma.

Mesothelioma is a deadly cancer that's the result of exposure to asbestos fibers, and this cancer can cut lifespan to a point of months from the onset of symptoms. Over recent years, the amount of mesothelioma instances coming to light has risen quite dramatically, as well as in line with this, the amount of mesothelioma litigations being filed has also increased. Due to mesothelioma lawsuits became such huge business, a lot law firms and lawyers now specialize during this area, generating it simpler for all those affected by this disease to obtain the legal assistance they have to file a mesothelioma lawsuit.

A diagnosis of mesothelioma because of industrial asbestos exposure may be daunting, both emotionally and logistically. A myriad of questions show up that may appear at initial difficult to locate answers for. This article serves as a guide to those most-often requested questions regarding mesothelioma and submitting a litigation coping with mesothelioma.

Secured Homeowner Loans

Secured homeowner loans are a type of secured loan that is taken against the security. This type of loan is taken based on the equity available. As the loan is secured against your home, lenders feel no security risk, if any. That's why; lenders offer such loans at lower interest rates and for a longer period of time.

There are many factors that can affect your secured homeowner loans. These are mentioned below:

The home equity:

The amount you want to borrow,

Where to apply for a loan,

Interest rates.

If you are a property owner, it really makes sense to use the value of your property i.e., the equity attached with your home. You can borrow the amount on the basis of the equity attached. Home equity means the present value of your property minus any outstanding debt attached with it. Higher the equity higher will be the loan amount that can be borrowed by you.

Secured homeowner loans can be used for many reasons such as home improvement, debt consolidation, buying a car, children's higher education, holidays, etc. If you have any financial needs or burdens, you can look for secured homeowner loans. The most important question that may come in your mind is the loan procedure and whom to approach.

There are many lenders in the financial market who provide secured homeowner loans. There are certain things that you need to take care of. To get a better loan deal, you will have to shop around in the market. This can be done through the Internet. Never stick to only one lender. Always look for more options and choose the best one as per your requirement.

Finance is not a big problem now. Obtain secured homeowner loans and gratify all your needs and demands.

When it comes to choosing lawyers to represent you in any law suit, their success records become very crucial. A lawyer with poor records will ruin your chances of being compensated even if you genuinely deserve it. Always go for those lawyers with high success rates.

Before you make the final decision, ask to talk to some of the lawyers past clients. This way, you will get to hear from people with firsthand experience working with the solicitor. You would expect that a good solicitor will have positive reviews from his/her past customers and vice versa for a non-reputable one.

With the above tips in mind, you should be able to find the very best attorneys for your injury case. You should also consider involving the lawyer sooner rather than later, this will make your case stronger. Remember that there are no fees involved upfront until and unless you receive the benefits.

Home Insurance premium

Home Insurance premium

Home Insurance premium can be different depending not only on your personal data (driving record, mileage, age, car model, marital status, etc), but also on the state where you live. One of the most expensive property and casualty insurance premiums is in Florida; the main reason is that the area is prone to natural disasters. Car insurance in this state is expensive because the companies must logically increase the rates to cover losses by natural disasters. In the event of major natural disasters such as floods and hurricanes, your car can be excessively damaged beyond repair, and the resulting insurance claims mean a great deal of expense for the insurers.

Expired Driver's license

In all states, it is illegal to drive a car without driver's license. Of course, while you are driving, it is almost impossible for any police officer to realize that you actually don't have a valid driver's license simply by taking a glance. The officer has to pull you over and ask for the license to figure out about it. You will be pulled over normally because you commit traffic violations such as going over the speed limit (speeding), reckless driving, disobey road signs, etc. In case you are pulled over due to any reason, the officer will not only ask for driver's license, but also vehicle registration and proof of insurance. If you fail to produce any valid proof, your license is probably suspended and your insurance company possibly cancel your policy (usually because of DUI or other major offenses). It means you must get car insurance quotes immediately to reinstate your license.

A full unrestricted driver's license is valid for a few years; the validity of learner's permit and restricted license are different. Before your license expires, the DHSMV (Department of Highway Safety and Motor Vehicles) will mail a renewal notice. You are actually allowed to renew the valid license up to 18 months before it expires. If you are caught without valid driver's license, you will receive a traffic ticket, probably your car will be impounded, points added to driving record, etc. If at that time you have valid insurance, the company will not cancel your policy unless you keep the driver's license expired until the day of insurance renewal. The DMV will not inform about this issue to any car insurance, but your insurer will probably notice the tickets in your driving records.

DMV allows you to renew the license up to 12 months after the expiration date, but you have to pay additional late fee. Insurance companies normally check your driving record before renewal; if the company finds that you have not yet reinstated the license, you may not be allowed to renew whatever coverage you currently have. As mentioned earlier, having valid driver's license is one of the basic requirements to get auto insurance. Without it, you may not be able to purchase auto insurance coverage. You will be able to get car insurance quotes again after you renew the license. The rules regarding this issue can be different from company to company, meaning you have to consult an agent or simply call your insurer for specific details.

DMV does not notify any car insurance about every update in your driving record; the company has to ask for this information. The updated driving record will be used as variable to determine new premium rates or if your policy can be renewed. An expired driver's license ticket is not actually a major offense, so the worst thing that can happen is increased premium. The exact amount of the increase depends on the company.

If your Home Insurance premium is cancelled because you fail to renew or reinstate the driver's license in time, you must get car insurance quotes from another company as soon as possible. You can utilize the Internet to compare prices, requirements, and even estimate the premium rates by using online calculator. Unfortunately, finding affordable car insurance can be quite tricky because the area is simply exposed to numerous perils. It is always a good idea to keep a good relationship with an agent who you can consult to. An independent agent does not work for any company, meaning the agent will be able to choose the best coverage and price on depending on your personal circumstances and do the necessary procedures on your behalf.

Right Auto Insurance Agent

People that own a vehicle are often quite anxious about their obligations and responsibilities that go along with it. Many of the difficulties that people face are based on their needs for ensuring that all facets of their ownership are kept as legal and viable as possible while being protected from liability and other difficulties. People that are focused on this phase of their ownership should know the fundamentals of deciding on the right auto insurance agent to make sure their needs will be fully managed.

Car insurance policies are designed to offer consumers the protection they need from damage and liability in the event of a collision. Most people are focused on this kind of coverage when trying to be assured they are able to keep up with their legal obligations of ownership as well as having peace of mind while on the road. The use of a well trained agent is actually quite common and helpful in many levels.

Consumers in San Antonio, TX that are searching for this kind of professional have a large number of competitors to weigh in. Most people are not clear about all that is necessary when interested in the chance to make sure their vehicles receive the most comprehensive protection possible. Filtering through numerous ideas is often quite helpful in narrowing down the options.

Review posts that have been created about the professional should be the most preliminary focus by anyone in need. Reviews are quite helpful in offering consumers an opportunity to make sure they are offered the insights that they need for making a productive and effective selection. The top rated professionals are the best to focus on when being confident a great source of oversight will be offered.

Any company affiliations of the professional in question should also be carefully considered. Agents are typically part of a larger corporation that is focused on using trained service providers in various regions to help create a stronger base of competition in local communities. Professionals clearly market their affiliations which can then be useful in actually making a great choice.

Convenience should also be considered when making this difficult decision. Consumers usually learn that that deciding to use a professional that is unable to be accessed in a comprehensive and proactive manner is much more difficult to contend with than originally imagined. Concentrating on the professionals that offer flexible operating hours and close locations is helpful in creating a great value.

Consumers should additionally focus on the chance to make sure the professional is pleasant and effective. The actual opportunity to use a professional that is friendly and outgoing is one of the most effective aspects of ensuring that all purchasing needs will be proactively managed. Consumers are known to focus heavily on this phase of their efforts during a preliminary meeting.

Consumers are additionally focused on the chance to make sure the professional offers affordable service fees. The costs of using this kind of professional can be quite difficult to concentrate on as insurance is difficult enough to pay for. Consumers should focus on the most affordable professionals as part of creating a more comprehensive base of service.

About the Author:

You can visit www.laskowskiinsurance.com for more helpful information about Deciding The Right Auto Insurance Agent.

Florida Alcohol Rehab Center

There are many Florida alcohol rehab facilities that offer results for alcoholics in the entire state. However, Florida alcohol rehab facilities do not limit their services to Floridians alone, as they will take any person who believes they have a problem with alcohol for treatment. It is a fact that alcohol abuse impacts child welfare, criminal justice systems and the health care system for everyone. Since Florida is the 4th biggest in the US when it comes to population, it makes sense that alcohol abuse has an impact of about $20 billion annually to the state.

Florida alcohol rehab results show that the facilities that offer detox and medications to help secure a comfortable and safe detox experience have more than a 75% success rate. There are factors that help aide these numbers such as the medical facility and staff, the atmosphere of the facility as well as offering personal liberties instead of feeling institutionalized. When a facility offers a home like atmosphere, on average 93% of participants will continue with their stay and complete rehab. When the Florida alcohol rehab facility offers a supportive staff that participants feel they can come to when they leave, up to 96% of the successful detox participants will continue to be clean and sober for at least 5 years.

The numbers may only be numbers to some, but to those that have a problem or have family members or friends who have a problem with alcohol, this is a promise. Florida alcohol rehab facilities that do not have the supportive staff members or simply see their job as just a job, the participants are seen to relapse within 12 months of completing their treatment. The status of the facility in statistics has a major impact on how many participants that truly want to be rehabilitated will stay in their program. The lower the statistics for a facility, the possibility exists that fewer participants will continue with sobriety more than 1 year.

Those facilities that offer education and have an open door policy for those participants to always have someone to talk to about their problem have a higher success rate. Facilities that help to treat the withdrawal symptoms, offer a relaxed atmosphere with little stress and follow up services are more apt to have a healthier participant success rate than others. For more information on your specific alcohol rehab facility and their statistics, contact them directly.

Besides being able to assist you get through the physical withdrawals, an alcohol rehab program can also assist you in getting through the emotional withdrawals. When one quits drinking they often do not realize just what a huge part of their life they are changing. Most alcoholics are generally around others who drink and go out. When you quit you may feel as though you have to remove yourself from those people and that part of your life. You may feel depressed, anxious and tired all the time. With the professionals that are available at an alcohol rehab program you can get the emotional support you need to get through that hard time. You may also be introduced to the 12 step program to help you when you are finally ready to leave your alcohol rehab program.